Reference Rates

Updates effective from 18th March 2026.

The following updates are now in effect:

  • CC Resi Prime Reference Rate 8.85% p.a.
  • CC Resi Prime Inv Reference Rate 9.05% p.a.
  • CC Standard Reference Rate 10.49% p.a.
  • CC Select Reference Rate 10.69% p.a.
  • CC Commercial Reference Rate 11.04% p.a.
  • CC SMSF Residential Reference Rate 8.50% p.a.
  • CC SMSF Commercial Refernece Rate 8.50% p.a.

The interest rate that applies to your loan is made up of a reference rate plus or minus a margin. To find out your specific interest rate, we recommend that you look at your loan details on the Connective Complete Customer Portal. You can also contact us at 1300 425 913.